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19 days late. Again.
Invoices, expenses and taxes for freelancers
See what's actually yours.
Log a payment and FinanceOS splits it instantly: your tax estimate on one side, what's safe to spend on the other. Invoices and expenses in the same place.
One payment, clearly splitIllustrative figures
Payment received
+$6,200
Tax reserve
$1,736
28% estimate
Actually yours
$4,464
Safe to spend
Invoice #024
Brand project
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Not all of your balance is yours.
Slide your monthly income and see what to set aside, and what's actually yours.
$6,000
28%
Set aside
$1,680
Actually yours
$4,320
Estimate only — based on a simplified flat country rate. Not tax advice. Confirm with a qualified accountant in your country.
Estimate only · Your data stays private · Not tax advice
What it does
Invoices & clients
Create and send invoices, keep clients organized, and follow what is due.
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Income & expenses
Record income and expenses clearly in their original currencies.
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Tax estimate
Set aside an optional estimated tax reserve and see what remains safe to spend.
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Runway & Health Score
Two plans. One calmer money admin.
Try everything free for 7 days — no card needed. Then choose the plan that fits; until you do, your data stays viewable and exportable.
Basic
$29/month
After the 7-day free trial. Everything you need to run the books for one business.
- Unlimited income and expense tracking
- Tax reserve estimates and safe-to-spend
- Dashboard, runway, health score and savings goals
- Unlimited invoices and clients
- P&L reports and PDF, CSV and QuickBooks exports
- Tax calendar
- One business
- 5 AI document reads a month
Pro
Most complete$39/month
After the 7-day free trial. For several businesses and repeating work.
Everything in Basic
Plus these Pro features
- 50 AI document reads a month
- Multiple businesses
- Recurring entries and recurring invoices
- Document vault
- Accountant share links
- No card needed for the trial
- 14-day refund after that
- Cancel in one click
- No contract
- Switch plans anytime
No card needed to start. After 7 days your account becomes read-only until you choose a plan — you can still view and export everything.