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Freelance Tax Calculator 2026
See how much of every payment to set aside for US federal, self-employment and state taxes. Updates as you type — nothing is stored.
$
After business expenses, in USD
%
Optional. No state tax in TX, FL, WA, NV… ~5% is a common estimate elsewhere.
$
Optional — shows how to split one payment
Set aside about 24% of every payment
Yearly estimate
$18,830
Per month
$1,569
- Self-employment tax
- $11,304
- Federal income tax
- $7,527
- State
- $0
Of your $6,200 payment:
$1,459
for taxes
$4,741
safe to spend
Conservative: no QBI deduction applied — your real bill may be lower if you qualify for the QBI deduction.
Estimate for planning only, not tax advice. 2026 federal figures.
FinanceOS does this automatically for every payment you log — plus invoices and expenses in one place.